Provincial Master Life Policy

Cost Sharing

Under the Teachers’ Provincial Agreement/APSEA Agreement, the Employer pays 100% for all active members. New members are automatically insured for this benefit.

Coverage

• Life Insurance $50,000
• Accidental Death and Dismemberment $50,000
• Critical Illness – $2,000 Lump sum payment – (Heart attack, coronary artery by-pass
  surgery, stroke, life threatening cancer)
• Hospital Cash Benefit, outside the insurance contract
• Waiver of Premium if totally disabled prior to age 60
• If retired prior to age 65, coverage continues to age 65 with the monthly premium deducted from your Nova Scotia Teachers’ Pension.
• Spouse covered for $3,000 and dependent children covered for $1,500.
• Conversion option available when your insurance terminates.
• Retiree Life policy available after age 65 to death.

Underwriters

Underwritten by Manulife Financial

Contact

If you have any questions regarding the above, please call the Administrator, Johnson Inc., at 453-9543 or 1-800-453-9543 (toll-free).

email: insurance@nstu.ca or nstu@johnson.ca

Visit the Johnson Inc. website: www.johnson.ca

Additional Resources

Further details can be found by visiting the Johnson Inc. Members-Only website.