Reserve Members

Benefits at a Glance

Total Care – Medical

Single and Family Coverage


Hospital, health care, prescription drugs and vision care

Total Care – Dental

Single or Family Coverage


Preventative, restorative, prosthodontic and orthodontic services

Optional Group Life Insurance

Optional Group Coverage


Life insurance for members

Voluntary Accidental Death & Dismemberment

Active Member Voluntary Coverage


Loss of life, loss of limbs or loss of use of limbs, etc.

MEDOC® Travel Plan

Out of Province/Canada Emergency Medical Insurance Plan


Complete coverage for your travel needs in one convenient package

The NSTU Insurance Profile is the main source of Group Insurance and Insurance Services information.

Reserve Members can view the full Insurance Profile (PDF) here.

Group Insurance for Reserve Members

Certification must be received from the school board that you applied for and were available for substitute teaching.

A substitute teacher for the purpose of being considered for the Nova Scotia Teachers Group Insurance Plan shall:

  1. be a Regular Reserve Member or an Active Reserve Member of the Nova Scotia Teachers Union;
  2. have taught at least ten (10) days in the Province of Nova Scotia in the previous school year;
  3. if application for the Group Insurance Plan is made part way through the school year, the substitute teacher must teach at least ten (10) days in the Province of Nova Scotia in the current school year to maintain benefits past August 31st. Once approved, the reserve member must keep the TotalCare / Medical plan for a full 12 month period.  See Total Care / Dental for enrollment information in the Dental Plan.
  4. be a resident of the Province of Nova Scotia during the school year;
  5. provide the Insurance Trustees, through Johnson Inc., with proof of the number of days substituted; and
  6. promptly pay all premiums.
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