Voluntary Accidental Death and Dismemberment
Cost Sharing
Member pays 100%
Coverage
If under age 70 coverage available in amounts from $5,000 to $300,000
If age 70 to 74 inclusive, the coverage available is $5,000 to $100,000, however, there is no coverage for Permanent Total Disability, Home-Maker Weekly Indemnity and Hospital Indemnity.
Coverage for loss of life, loss of limbs or loss of use of limbs, etc. as per schedule.
For members with a spouse and/or dependent children, family coverage as per schedule. If you have a spouse and / or eligible dependent children, you are automatically insured for family coverage.
- If under age 70 coverage available in amounts from $5,000 to $300,000.
- If age 70 to 74 inclusive, the coverage available is $5,000 to $100,000, however, there is no coverage for Permanent Total Disability, Home-Maker Weekly Indemnity and Hospital Indemnity.
- Coverage for loss of life, loss of limbs or loss of use of limbs, etc., as per schedule.
- For members with a spouse and/or dependent children, family coverage as per schedule.
- 24 hour, 365 day coverage.
- Repatriation Benefit.
- Education Benefit.
- Day Care Benefit.
- Rehabilitation Benefit.
- Spousal Retraining Benefit.
- Workplace Modification Benefit.
- Child Enhancement Benefit.
- Permanent Total Disability.
- Family Transportation Benefit.
- Identification Benefit.
- Common Disaster Benefit.
- Seat Belt Benefit.
- Home Alteration and / or Vehicle Modification Benefit.
- Hospital Indemnity Benefit.
- Escalation Benefit.
- Extension of Family Coverage.
- Cosmetic Disfigurement Benefit.
- Comatose Benefit.
- Business Venture Benefit.
- Home-Maker Weekly Indemnity Benefit.
- Retirement.
- Waiver of Premium if totally disabled prior to age 60.
- Can be continued to age 75.
- Conversion option available when your insurance terminates.
For a complete breakdown of all of your benefits when you are retired under age 65 and the change when you are retired over age 65, click on the Retired Teachers Benefit Chart.
Underwriters
Underwritten by SSQ Insurance Company Inc.
Contact
If you have any questions regarding the above, please call the Administrator, Johnson Inc., at 453-9543 or 1-800-453-9543 (toll-free).
email: insurance@nstu.ca or nstu@johnson.ca
Visit the Johnson Inc. website: www.johnson.ca
Additional Resources
Further details can be found by visiting the Johnson Inc. Members-Only website.
