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Total Care – Dental

 


Benefit is not automatic. New members who commence work prior to October 1, must contact belairdirect Agency Inc. and enroll no later than October 15. Coverage will take effect the first of the month following receipt of the application form or request for coverage.

New members who commence work after October 1, must enroll within 31 days of commencing work. Coverage to take effect the first of the month following receipt of application.

Should you elect not to participate in the plan, but wish to participate at a future date, coverage will be effective September 1, following receipt of application. If you participate in the program, coverage will remain in effect for a full twelve month period, provided you remain an active member or employee of the NSTU.

Cost Sharing

Member pays 100%

Coverage

Basic Preventative Services

80% reimbursement for such items as the following (benefit maximums may apply):

  • oral examinations;
  • cleanings, pit and fissure sealants;
  • fillings;
  • root canal therapy;
  • periodontic services;
  • denture repairs or relining;
  • extraction of teeth.

Major Restorative Services

60% reimbursement for the following major restorative services to a maximum payment of $1,500 per person per calendar year:

  • crown restorations;
  • inlay and onlay restorations;
  • gold fillings when teeth cannot be restored with other material.

Prosthodontic Services

50% reimbursement to a maximum payment of $1,500 per person per calendar year.

Orthodontic Services

50% reimbursement to a maximum payment of $2,000 per person lifetime.

Underwriters

Underwritten by Medavie Blue Cross

Contact

If you have any questions regarding the above, please call the Administrator, belairdirect Agency Inc., at  902-453-9543 or 1-800-453-9543 (toll-free).

 

email: insurance@nstu.ca or GroupBenefitsNS@belairdirect.com

Visit the belairdirect Angency Inc. website: www.belairdirect.com/nstu

Additional Resources

Further details can be found by visiting the belairdirect My Insurance website.