Active Members

Benefits at a Glance

Total Care – Medical

Single and Family Coverage


Hospital, health care, prescription drugs and vision care

Total Care – Dental

Single or Family Coverage


Preventative, restorative, prosthodontic and orthodontic services

Provincial Master Life Policy

Active Member Life Policy


Life, accidental, critical illness and related insurance

Optional Group Life Insurance

Optional Group Coverage


Life insurance for members, spouses and dependent children

Voluntary Accidental Death & Dismemberment

Active Member Voluntary Coverage


Loss of life, loss of limbs or loss of use of limbs, etc.

Optional Critical Illness Insurance

Active Member Critical Illness


Critical illness insurance for members, spouses and dependent children

Long Term Disability

Mandatory Long Term Disability Plan


Disability benefits

NSED Travel Insurance

Out of Province/Canada Emergency Medical Insurance Plan


Complete coverage for your travel needs in one convenient package

Over-Age Dependents

Total Care Medical/Dental for Over-age Dependents


Extended coverage for dependent children to age 27

Disability Benefits Guide

Teachers’ Guide to Disability Benefits


A comprehensive view of all benefits available to you should you become disabled

Member Assistance Programs (MAP)

Manulife EFAP

Employee and Family Assistance Program


Counselling, life planning and depression care services

CAREpath™

Cancer Assistance Program


Oncology services for members, spouses and dependent children

Your Wellness Partner

Answers, Guidance, Support


Multiple levels of support to provide the right guidance at the right time for anyone experiencing mental health concerns

HealthCareAssist Program

Individual Case Management


A comprehensive new navigation service in the event of an illness or health crisis

Seniors' Care Assistance Program

Connect, Access and Care


Connects members, immediate family, and parents to a Registered Nurse who specializes in senior care assistance

Counselling Services

Counselling Services for NSTU Members


Supporting the quality of personal and professional life for members, their partners and dependents

Early Intervention Program (EIP)

Support for all NSTU members experiencing illness or injury


Providing encouragement, support and opportunity for members who are working or on paid sick leave

Member Assistance Program (MAP) Booklet

MAP Booklet


For a summary of all Member Assistance Programs available to you

The NSTU Insurance Profile is the main source of Group Insurance and Insurance Services information.

Active Members can view the full NSTU Insurance Profile (PDF) here in English / French.